:root{
  --navy:#1B2A4A; --navy-2:#24365e; --green:#2F6B4F; --brass:#B98A2F;
  --paper:#FAF8F4; --ink:#22252c; --muted:#5c6270; --line:#e4e0d6; --card:#ffffff;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--paper)}
h1,h2,h3,h4{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.25;margin:1.4em 0 .5em}
h1{font-size:2.1rem;margin-top:.4em} h2{font-size:1.5rem} h3{font-size:1.17rem}
p{margin:.75em 0} a{color:var(--green)} a:hover{color:var(--navy)}
.adbar{background:#efece4;color:#6b6f7a;font-size:.72rem;letter-spacing:.14em;text-align:center;padding:5px 8px;text-transform:uppercase}
header.site{background:var(--navy);padding:14px 0}
.wrap{max-width:1060px;margin:0 auto;padding:0 22px}
.brandrow{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand svg{flex:none}
.brand .n1{display:block;font-family:Georgia,serif;font-size:1.32rem;font-weight:700;color:#fff;letter-spacing:.03em}
.brand .n2{display:block;font-size:.68rem;letter-spacing:.24em;color:#c8b071;text-transform:uppercase}
.call{color:#fff;text-align:right;font-size:.9rem}
.call a{color:#f3d99a;font-weight:700;text-decoration:none;font-size:1.05rem}
nav.main{background:var(--navy-2)}
nav.main ul{list-style:none;display:flex;flex-wrap:wrap;margin:0;padding:0}
nav.main a{display:block;padding:11px 14px;color:#e8ebf2;text-decoration:none;font-size:.86rem;letter-spacing:.02em}
nav.main a:hover,nav.main a.on{background:var(--navy);color:#f3d99a}
.status{background:var(--green);color:#fff;font-size:.88rem;padding:9px 0}
.status a{color:#fbe7b4;font-weight:600}
.hero{background:linear-gradient(160deg,var(--navy) 55%,var(--navy-2));color:#fff;padding:64px 0 58px}
.hero h1{color:#fff;font-size:2.5rem;margin:0 0 14px;max-width:760px}
.hero p.lead{font-size:1.16rem;color:#d6dcea;max-width:680px;margin:0 0 26px}
.btn{display:inline-block;background:var(--brass);color:#fff!important;text-decoration:none;font-weight:700;padding:13px 26px;border-radius:4px;border:0;font-size:1rem;cursor:pointer}
.btn:hover{background:#a1761f}
.btn.ghost{background:transparent;border:1.6px solid #c8b071;color:#f3d99a!important;margin-left:10px}
main{padding:34px 0 60px}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin:24px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:22px 24px;box-shadow:0 1px 2px rgba(27,42,74,.05)}
.card h3{margin-top:.2em}
.price{font-family:Georgia,serif;font-size:1.7rem;color:var(--brass);font-weight:700}
.note{background:#f4f1e8;border-left:4px solid var(--brass);padding:12px 18px;font-size:.92rem;margin:20px 0;border-radius:0 4px 4px 0}
.warn{background:#f8efe9;border-left:4px solid #b0562f;padding:12px 18px;font-size:.92rem;margin:20px 0;border-radius:0 4px 4px 0}
table{border-collapse:collapse;width:100%;margin:18px 0;background:#fff;font-size:.93rem}
th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px}
td{border:1px solid var(--line);padding:10px 12px;vertical-align:top}
tr:nth-child(even) td{background:#f7f5ef}
ul.checks{list-style:none;padding:0}
ul.checks li{padding:6px 0 6px 30px;position:relative}
ul.checks li:before{content:"\2713";position:absolute;left:4px;color:var(--green);font-weight:700}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;padding:10px 0 10px 46px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:0;top:8px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem}
.cta{background:var(--green);color:#fff;border-radius:6px;padding:30px 32px;margin:36px 0 8px}
.cta h2{color:#fff;margin-top:0} .cta p{color:#e2efe8}
footer.site{background:var(--navy);color:#aeb6c8;font-size:.84rem;padding:34px 0;margin-top:20px}
footer.site a{color:#c8b071}
footer .legal{margin-top:14px;border-top:1px solid #33436b;padding-top:14px;font-size:.78rem;line-height:1.6}
.q{background:#fff;border:1px solid var(--line);border-radius:6px;margin:10px 0;padding:4px 20px}
.q h3{cursor:default;font-size:1.02rem}
label{display:block;font-weight:600;margin:14px 0 4px;font-size:.92rem}
input,select,textarea{width:100%;padding:10px;border:1px solid #c9c4b6;border-radius:4px;font:inherit;background:#fff}
.quiz .opt{display:block;background:#fff;border:1px solid var(--line);border-radius:6px;padding:12px 16px;margin:8px 0;cursor:pointer;font-weight:400}
.quiz .opt:hover{border-color:var(--green)}
.result{display:none;border-radius:6px;padding:20px 24px;margin-top:18px}
.r-strong{background:#eaf3ee;border:1px solid var(--green)}
.r-mid{background:#faf3e2;border:1px solid var(--brass)}
.r-hard{background:#f8ecec;border:1px solid #b0562f}
.small{font-size:.85rem;color:var(--muted)}
@media(max-width:640px){.hero h1{font-size:1.85rem}.btn.ghost{margin-left:0;margin-top:10px}}